The Bank of India (BOI) has released a new notification for the recruitment of Credit Officers under the General Banking Officer (GBO) stream in various scales. The last date to submit the online application is 20 July 2026 for Advt. no. Project No. 2026‑27/01. According to recent reports, 779 vacancies have been announced across three managerial grades: MMGS-II, MMGS-III, and SMGS-IV. This recruitment drive aims to strengthen the bank’s credit and risk management departments by appointing skilled professionals. The posts include Credit Officers, Senior Credit Officers, and Chief Credit Officers, distributed across different managerial grades. The age limit varies by grade, generally between 23–35 years for MMGS‑II and higher for senior positions, with relaxations as per government norms.
BANK OF INDIA (BOI) Credit Officer Recruitment 2026 |
|
|
Recruiting
Body
|
Bank of
India (BOI)
|
|
Post Name
|
Credit Officer (General Banking Officer – GBO Stream)
|
|
Advt.
No.
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|
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Notification Date
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29 June 2026
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Application
Dates
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Start:
30 June 2026 Last
Date: 20 July 2026
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Fee Payment Last Date
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20 July 2026
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Correction
Window
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Limited;
details in official PDF
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Total Vacancies
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779 Posts
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|
Scale‑wise
Vacancies
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MMGS‑II: 677 MMGS‑III: 61 SMGS‑IV:
41
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|
Category‑wise Vacancies
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UR: 317 EWS: 80 OBC: 205 SC:
118 ST: 59
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Educational
Qualification
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Graduation
with 60% marks OR CA/CMA/ICWA/CS/CFA MBA/PGDM (Finance) preferred Post‑qualification
experience required for higher scales
|
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Age Limit (as on 1 June 2026)
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MMGS‑II: 20–30 years MMGS‑III: 23–35 years SMGS‑IV:
28–35 years Relaxations: SC/ST – 5 yrs; OBC – 3 yrs; PwBD – 10–15 yrs;
Ex‑Servicemen – as per rules
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Application
Fee
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UR/OBC/EWS:
₹850 SC/ST/PwBD: ₹175
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Selection Process
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1. Online Examination 2. Personal Interview 3. Document
Verification 4. Medical Fitness
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Exam
Pattern (Online Test)
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Total
Questions: 150 Total
Marks: 150 Duration: 2 Hours Sections: English Language,
Professional Knowledge (Credit/Finance) Negative Marking: −0.25 per
wrong answer
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Salary / Pay Scale
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MMGS‑II: ₹64,820 – ₹78,230 MMGS‑III: ₹76,010
– ₹89,890 SMGS‑IV: ₹89,890 – ₹1,02,300 + allowances (DA, HRA, CCA,
Medical, LTC, etc.)
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Job
Location
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Across
India (any BOI branch/office)
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Official Website
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|
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Detailed
Notification PDF
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Available
under “Career → Recruitment of Credit Officers in GBO Stream Project No. 2026‑27/01”
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BOI CREDIT OFFICER RECRUITMENT 2026 VACANCIES
A total of 779 vacancies have been announced across three managerial grades under Project No. 2026-27/01.
|
Scale
/ Post
|
SC
|
ST
|
OBC
|
EWS
|
UR
|
Total
|
|
Credit
Officer (MMGS‑II)
|
102
|
52
|
180
|
69
|
274
|
677
|
|
Credit Officer (MMGS‑III)
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10
|
5
|
16
|
8
|
22
|
61
|
|
Senior
Credit Officer (SMGS‑IV)
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6
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2
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9
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3
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21
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41
|
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Grand Total |
118
|
59
|
205
|
80
|
317
|
779
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PwBD Reservation (Point‑wise)
- Total
PwBD Posts: 32 across all scales.
- Credit
Officer (MMGS‑II): 27 posts reserved.
- Credit
Officer (MMGS‑III): 3 posts reserved.
- Senior
Credit Officer (SMGS‑IV): 2 posts reserved.
- Categories
Allowed:
- Blind
(B)
- Low
Vision (LV)
- Deaf
(D)
- Hearing
Impaired (HH)
- Locomotor
Disability (OA/OL/BL)
- Acid
Attack Victims (AAV)
- Muscular
Dystrophy (MD)
- Multiple
Disabilities (MD)
BANK OF INDIA CREDIT OFFICER RECRUITMENT 2026 QUALIFICATION
|
Post
/ Scale
|
Educational
Qualification
|
Experience
Requirement
|
|
Credit
Officer (MMGS‑II)
|
Graduation
(min. 60%; 55% for SC/ST/OBC/PwBD) + CA / CFA / CMA‑ICWA OR MBA/PGDBM/2‑year
PG in Banking/Finance
|
No
prior experience required
|
|
Credit Officer (MMGS‑III)
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Same as MMGS‑II
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Minimum 4 years in credit appraisal / banking / finance
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Senior
Credit Officer (SMGS‑IV)
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Same as
MMGS‑II
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Minimum
8 years in credit appraisal / banking / finance
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BANK OF INDIA CREDIT OFFICER RECRUITMENT 2026 AGE LIMIT
The minimum age for all posts is 25 years, with the maximum age varying by grade. Age relaxation is provided for reserved categories as per Government of India norms, including 5 years for SC/ST candidates, 3 years for OBC (Non-Creamy Layer) candidates, and 10 years for Persons with Benchmark Disabilities (PwBD).
|
Post
/ Scale
|
Minimum
Age
|
Maximum
Age (UR)
|
OBC
|
SC/ST
|
PwBD
(UR)
|
PwBD
(OBC)
|
PwBD
(SC/ST)
|
|
Credit
Officer (MMGS‑II)
|
25 yrs
|
35 yrs
|
38 yrs
|
40 yrs
|
45 yrs
|
48 yrs
|
50 yrs
|
|
Credit Officer (MMGS‑III)
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28 yrs
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38 yrs
|
41 yrs
|
43 yrs
|
48 yrs
|
51 yrs
|
53 yrs
|
|
Senior
Credit Officer (SMGS‑IV)
|
30 yrs
|
40 yrs
|
43 yrs
|
45 yrs
|
50 yrs
|
53 yrs
|
55 yrs
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BANK OF INDIA CREDIT OFFICER RECRUITMENT 2026 PAY SCALE
|
Post
|
Scale
/ Grade
|
Pay
Range (₹)
|
|
Credit Officer (GBO Stream)
|
Credit
Officer (MMGS‑II)
|
64,820
– 93,960
|
|
Credit Officer (MMGS‑III)
|
85,920 – 1,05,280
|
|
|
Senior
Credit Officer (SMGS‑IV)
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1,02,300
– 1,20,940
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BOI CREDIT OFFICER RECRUITMENT 2026 IMPORTANT DATES
|
Event
|
Date
|
|
Notification
Release
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01 June
2026
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|
Online Application Start
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30 June 2026
|
|
Last
Date to Apply
|
20 July
2026
|
|
Fee Payment Deadline
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20 July 2026
|
|
Admit
Card Release
|
To be
announced
|
|
Online Exam Date
|
To be announced
|
|
Result
Declaration
|
To be
announced
|
HOW TO APPLY—BANK OF INDIA (BOI) CREDIT OFFICER RECRUITMENT 2026
- Visit Official Website → Go to www.bankofindia.co.in.
- Click on Recruitment Section → Find the “Credit Officer 2026” notification link.
- Register Online → Enter your name, email ID, and mobile number to create login credentials.
- Fill Application Form → Provide personal details, educational qualifications, and work experience (if required).
- Upload Documents →
- Passport‑size photo
- Signature
- Certificates (education, category, PwBD if applicable)
- Pay Application Fee Online →
- General/OBC/EWS: ₹850
- SC/ST/PwBD: ₹175
- Payment modes: Net Banking / Debit Card / Credit Card / UPI
- Submit Form → Review carefully before final submission.
- Print Application → Save a copy of the submitted form and fee receipt for future reference.
